The Richardson Group
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(717) 394-0840 — We're here to talk

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Why No Investment Fees?

Would you buy a house if you had to pay a lifetime annual fee to the broker who sold you your home?

That means you would have to continue to pay the real estate broker an annual fee based on the value of the home each year for as long as you live there.  Every time the home increased in value, you would owe a bigger fee to the broker.

How many people would buy a house this way?  I hope no one would.

Yet you do the exact same thing with your money.  You agree to put your funds into an arrangement where you take all the risk, yet your investment broker gets a never-ending fee year after year. 
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At the Richardson Group we think it’s better for you if the Insurance Company pays us a onetime commission from their funds - not yours!
Contact us for your free consultation today!
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Why No Market Losses? 

At the Richardson Group we decided 25 years ago to only use products that have guarantees of no market losses.    Your funds get part of the gains of the underlying index, for example the S&P 500, but you get none of the losses.  The insurance company can do this because they don’t invest your money in the stock market to begin with.  That’s why they can say you never get stock market losses.
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Your fee advisor will not suggest these accounts since they don’t have never ending fees.
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Why You Should Consider a Bonus Annuity

Bonus annuities are a type of annuity product that offers a premium or first-year interest rate bonus when you sign a new annuity contract. It’s an incentive provided by the insurance company to purchase their product.  It can help you recover from recent losses.

We offer bonus annuities that are applied day one to your premium deposit. If you’re 75 years old or younger the current bonus is an immediate 10% plus a guaranteed interest rate of 4% in the first year.  If you’re age 75 to 80, then you may receive an immediate 6% bonus plus a guaranteed interest rate of 4% in the first year. These are 10-year accounts and surrender charges may apply for withdraws over 10% of your accumulation value.

Let us help you choose which of our products can best fit your needs.​

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Meet the Richardson Group

Watch a quick video to learn more about Philip, the things that are most important to him, and ​The Richardson Group's approach to helping clients.

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Call our office: (717) 394-0840
Email: info@financialadvisorlancaster.com
Address:​ 450 Murry Hill Drive
Lancaster, PA 17601

The information provided herein is the exclusive property of The Richardson Group. This material has been prepared for informational and educational purposes only. It is not intended to provide nor should be relied upon for accounting, legal, tax, or investment advice.
© 2020. The Richardson Group. 
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